Whether you're starting a new job or getting ready to retire, you'll have to make a decision about your 401(k) / 403(b). You may be able to leave the account where it is. Or you can move—or rollover—some or all of your savings into another account. Be sure you know the benefits and penalties involved with each choice
Income for Life
Lifetime income is designed for equity-indexed annuities. With a lifetime income rider, fixed indexed annuities can offer a tax-deferred growth, flexible payout options, and a guaranteed income for life.
There are different ways you can save, depending on your situation. An employer-sponsored plan, such as a 401(k) plan, or an individual retirement account — whether traditional or Roth — are the most popular options.
They have different rules, although each offers some form of tax advantage.
Here are factors to consider when figuring out the best option for your situation.
2. Market volatility